CONTACT

Let's talk it through.

Let's talk it through.

Let's talk it through.

Schedule your free consultation to get clear, honest answers about your Medicare options.

Come by the office, or schedule a phone consultation and stay in your kitchen. Either way, the first conversation costs nothing.

Come by the office, or schedule a phone consultation and stay in your kitchen. Either way, the first conversation costs nothing.

C

[CITY], [STATE]

[ADDRESS]

[CITY], [STATE] [ZIP]

423-910-4638

Monday - Friday, 9:00 AM - 5:00 PM

OFFICE

Who we help

Licensed in [STATES], serving [COUNTY /REGION] and surrounding communities

In-home and virtual appointments available on request.

BY PHONE

423-910-4638 - the fastest way to reach a licensed agent.

WHAT TO BRING

A list of your doctors and your prescriptions with dosages. If you're already enrolled, bring your plan name or your card.

LET'S TALK

No pressure and no fees ever.

No pressure, no fees, and no quota on the other side of the table.

We explain your options. You decide what fits on your timeline,

not ours.

We explain your options. You decide what fits on your timeline, not ours.

We explain your options. You decide what fits on your timeline, not ours.

WHY THIS MATTERS

Thirty minutes.

No slides.

Pick a time and you'll get a confirmation with a direct number. Before we talk, jot down your doctors and your prescriptions - pill bottles work fine.

Nothing gets signed on a first conversation.

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COMMON QUESTIONS

Before you pick up

the phone.

Am I eligible for Medicare?

Generally, yes if you or your spouse worked at least 10 years in Medicare-covered employment, you're 65, and you're a citizen or permanent resident of the United States. Under 65, you may still qualify through a disability or with End-Stage Renal Disease

How do I pay the Part B premium?

For most people it's deducted automatically from a Social Security, Railroad Retirement, or Civil Service Retirement payment. If you don't receive any of those, Medicare bills you every three months.

What is a Medicare Supplement (Medigap) policy?

Medigap is private insurance that helps pay costs Original Medicare leaves behind — copayments, coinsurance, and deductibles. Medicare pays its share of an approved amount, then your Medigap policy pays its share.

It's different from a Medicare Advantage plan. Advantage is a way to receive your Medicare benefits; Medigap supplements them. You need both Part A and Part B to buy one, and you can't hold Medigap and Advantage at the same time.

What happens if I skip a drug plan?

Part D is sold by private carriers, and you pay a monthly premium. If you don't enroll when you're first eligible and go without creditable coverage, you may owe a late penalty — and in most cases you'll keep paying it for as long as you have Part D, even after switching plans.

Does any of this cost me anything?

No. Consultations, enrollment help, and annual reviews are free, and your premium is identical whether you work with us or enroll on your own.

General Medicare information on this page is drawn from CMS. By contacting the phone number on this website you will be directed to a licensed insurance agent.

HOURS & LOCATION

Mon–Fri 9:00 AM – 5:00 PM

Phone: 423-910-4638

HOURS & LOCATION

Mon–Fri 9:00 AM – 5:00 PM

Address

Phone: 423-910-4638